:root{
  --bg: #F7F9FB;
  --card: #FFFFFF;
  --border: #E6EBF0;

  --text: #111827;
  --muted: #52606D;

  --primary: #0B3C5D;
  --primaryHover: #092F49;
  --accent: #00A6C8;
  --success: #2EAD65;

  --shadow: 0 10px 25px rgba(17, 24, 39, 0.06);
  --radius: 14px;
  --max: 980px;
}

*{ box-sizing: border-box; }

body{
  margin: 0;
  font-family: system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
  line-height: 1.5;
  color: var(--text);
  background: var(--bg);
}

a{ color: inherit; text-decoration: none; }
a:hover{ text-decoration: underline; }

.wrap{ max-width: var(--max); margin: 0 auto; padding: 22px; }

header{
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 14px 16px;
  box-shadow: var(--shadow);
}

.nav{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap: 14px;
  flex-wrap: wrap;
}

.brand{
  display:flex;
  align-items:center;
  gap: 10px;
  font-weight: 800;
  letter-spacing: .2px;
  min-height: 44px;
}

.brand img{
  height: 40px;
  width: auto;
  display: block;
  object-fit: contain;
  border-radius: 10px;
  background: transparent;
  border: none;
}

.navlinks{ display:flex; align-items:center; gap: 14px; flex-wrap: wrap; }

.navlinks a{
  color: var(--muted);
  font-weight: 600;
  text-decoration: none;
}

.navlinks a:hover{
  color: var(--primary);
  text-decoration: none;
}

.active{ color: var(--primary) !important; }

.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  padding: 10px 14px;
  border-radius: 12px;
  border: 1px solid var(--primary);
  font-weight: 700;
  text-decoration: none !important;
  transition: transform .05s ease, background .15s ease, color .15s ease, border-color .15s ease;
  user-select: none;
  white-space: nowrap;
}

.btn:active{ transform: translateY(1px); }

.btn.primary{
  background: var(--primary);
  color: #fff;
  border-color: var(--primary);
}

.btn.primary:hover{
  background: var(--primaryHover);
  border-color: var(--primaryHover);
}

.btn.secondary{
  background: transparent;
  color: var(--primary);
}

.btn.secondary:hover{
  border-color: var(--accent);
  color: var(--accent);
}

.muted{ color: var(--muted); }
.fineprint{ font-size: 13px; color: var(--muted); }

main{ margin-top: 16px; }

.hero{ padding: 28px 8px 10px; }

h1{
  font-size: clamp(28px, 4vw, 46px);
  line-height: 1.08;
  margin: 10px 0 12px;
  letter-spacing: -0.5px;
}

h2{
  font-size: 22px;
  margin: 0 0 10px;
}

p{ margin: 0 0 14px; }

.pill{
  display:inline-flex;
  gap: 8px;
  align-items:center;
  padding: 6px 12px;
  border-radius: 999px;
  background: #E9F7FB;
  color: #0B5D76;
  border: 1px solid #CFEFF7;
  font-size: 13px;
  font-weight: 700;
}

.trustline{
  margin: 6px 0 10px;
  color: var(--muted);
  font-weight: 700;
  font-size: 14px;
  letter-spacing: .1px;
}

.ctaRow{
  display:flex;
  align-items:center;
  gap: 12px;
  flex-wrap: wrap;
  margin-top: 12px;
}

.valueprops{
  margin-top: 10px;
  color: var(--muted);
  font-size: 13px;
  font-weight: 600;
}

.grid{
  display:grid;
  grid-template-columns: 1fr;
  gap: 14px;
  margin-top: 10px;
}

@media (min-width: 860px){
  .grid{ grid-template-columns: 1fr 1fr; }
}

.card{
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 18px;
  box-shadow: var(--shadow);
}

ul, ol{ margin: 10px 0 0; padding-left: 18px; }

li{ margin: 8px 0; color: var(--muted); }
li strong{ color: var(--text); }

.divider{
  height: 1px;
  background: var(--border);
  margin: 14px 0;
}

.credibility{
  margin-top: 12px;
  padding: 10px 12px;
  border-radius: 12px;
  border: 1px solid #E8EEF5;
  background: #FAFCFF;
  color: var(--muted);
  font-size: 13px;
  font-weight: 600;
}

footer{
  margin-top: 22px;
  color: var(--muted);
  display:flex;
  justify-content:space-between;
  gap: 12px;
  flex-wrap: wrap;
  padding: 10px 2px;
}

footer a{ color: var(--muted); font-weight: 600; }
footer a:hover{ color: var(--primary); text-decoration: none; }